Origination happens on your website, under your brand. Oome handles the decisioning: custom rules, seamless integrations, instant approvals, all invisibly.
White-labeled from end to end
Borrowers never see Oome. They apply on your site, through your interface, building trust with your brand. Oome handles the decisioning behind the scenes, managing the complexity while you stay front and centre with your customers.
The entire journey (application, approval, documents, funding) feels like it’s coming from you, because it is.
Credit rules that reflect your policy
Start with a solid foundation and shape decisioning to match how you assess risk. Automate identity verification and credit checks as part of your rules, running them at the right point to keep costs down.
So your decisions reflect your business, not generic defaults.
Data flowing where it matters
Credit checks, bank statements, CRM data: connect the sources that matter. These feed seamlessly into decisioning so you have the full picture when it’s time to decide.
New integrations are added as your needs evolve. Oome supports the way you do business.
From approval to funding
Once approved, documents generate automatically from data already in the system. Borrowers stay informed throughout, with clear communication at each step. This engagement sets the tone from the start: transparent, cooperative lending where both sides are in it together.
Funding follows automatically or with a click, going to the payment provider you choose. It’s uncomplicated, full featured, and entirely behind your brand.